What is Nisab?
Nisab is the minimum amount of wealth a Muslim must own before zakat or Qurbani becomes obligatory. It is based on the value of:
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87.48 grams of gold, or
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612.36 grams of silver
In Bangladesh (2025), nisab is approximately 7 lakh BDT (gold-based).
What Wealth is Subject to Zakat?
Zakat is due on:
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Cash and savings
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Gold and silver
Other assets, like property used for personal use or farming, and business equipment or stock, are not zakatable.
What About Rental Income?
Rental income you receive is treated as cash.
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If you save and accumulate this rental income and other cash until it reaches nisab, and you hold it for one full lunar year, zakat becomes due on the total saved amount.
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If you spend the rental income immediately and do not save it, zakat is not obligatory on it.
Agricultural Land and Zakat
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Agricultural land used for farming or rented out is not zakatable on its market value.
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Zakat applies only on the saved rental income from that land if it reaches nisab after one lunar year.
Debts and Wealth Calculation
When calculating nisab, subtract any debts you owe from your total zakatable wealth.
When is Zakat Obligatory?
You must pay zakat when:
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Your zakatable wealth (cash, gold, saved rental income) reaches or exceeds nisab.
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You have owned that wealth for one lunar year without fully spending it.
The zakat rate is 2.5% annually on your zakatable wealth.
What About Qurbani?
Qurbani becomes obligatory if your total wealth meets or exceeds nisab at the time of Eid al-Adha.
If your wealth is below nisab then, Qurbani is not obligatory.